Why can't I get a tax estimate right now?

We haven't yet had an administrator verify the current fiscal year's official tax-slab table against an Inland Revenue Department or Finance Act source. The tool tells you honestly that no verified slab table exists yet, rather than estimating from an unsourced number.

What's the difference between TDS and my final annual tax?

TDS is the monthly amount your employer withholds and deposits with IRD on your behalf, based on your estimated annual tax spread across the year. Your actual liability is finalized at year-end and can differ slightly from the sum of monthly TDS deductions.

Why is the first tax band waived for SSF contributors?

Nepal's first income-tax band is a 1% Social Security Tax. SSF (Social Security Fund) contributors already pay into the same social security system through their SSF contributions, so this band is waived (0%) for them to avoid taxing the same purpose twice.

Does the resident-woman rebate apply to any income?

Only when the taxpayer is a resident woman whose taxable income consists entirely of remuneration/employment income. If you have other (non-employment) income, the rebate does not apply — the calculator will tell you why via a warning.

Who has final authority on my actual tax liability?

The Inland Revenue Department (IRD). This calculator is always an informational estimate, never an official tax assessment or filing.

Salary & Income Tax Calculator · तलब आयकर क्याल्कुलेटर

Calculate taxable income, annual tax, monthly TDS, and net salary — including retirement scheme (EPF/CIT/SSF), insurance, donation, remote-area, resident-woman rebate, disability, and medical-credit rules — using an official, admin-verified tax slab table.

Estimate only. Tax slabs and deduction caps are versioned and sourced (PLAN.md §11); if no verified table exists yet, this tool will say so rather than guess.

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About this tool & FAQ

How Nepal's income tax works

Nepal taxes personal income using progressive slabs — income is taxed in bands at increasing rates as it rises, not at one flat rate on the whole amount. Your taxable income starts from your gross annual income (basic salary, allowances, bonus, and any other employment income), minus allowable deductions: a capped retirement contribution (EPF/CIT or Social Security Fund), insurance premiums, an approved donation, and a remote-area posting allowance where applicable. Two further adjustments — a rebate for resident women with employment-only income, and a tax credit for eligible medical expenses — reduce the tax itself rather than taxable income. All slab boundaries, rates, and deduction caps are versioned by fiscal year and change from year to year.

Retirement schemes: EPF/CIT versus SSF

If your employer contributes to the Social Security Fund (SSF) on your behalf, the calculator automatically adds the statutory 20%-of-basic-salary employer contribution to your income and to your combined deductible retirement contribution — uncheck this only if your reported income already includes it, to avoid double counting. SSF contributors also have Nepal's first income-tax band (the 1% Social Security Tax) waived entirely, since that band funds the same social security system SSF contributions already pay into. For EPF/CIT, enter your employee contribution rate and any voluntary CIT contribution instead; there is no statutory employer add-back for this scheme in this calculator.

TDS versus annual tax

TDS (Tax Deducted at Source) is the monthly withholding your employer deducts from your paycheck and deposits with the Inland Revenue Department (IRD) on your behalf, calculated as your estimated annual tax divided across the months of the fiscal year. Your actual final annual tax liability is settled at year-end, which is why this calculator reports both the annual tax and the monthly TDS.

What "unverified" means here

Every tax-slab record in our system carries an effective fiscal year and a citation to the official IRD notice or Finance Act provision it came from, and stays marked unverified until an administrator confirms it against that source. If no verified slab table is available yet, this calculator reports that honestly rather than compute a result from an unsourced guess. See our Data Sources page for current status.

नेपालको आयकर प्रणाली

नेपालमा व्यक्तिगत आयकर प्रगतिशील स्लाबमा लाग्छ — आयको प्रत्येक तह फरक-फरक दरमा कर लाग्छ, सम्पूर्ण रकममा एउटै दर होइन। कर योग्य आयबाट निवृत्तिभरण योगदान (EPF/CIT वा SSF), बीमा, अनुदान, र दुर्गम क्षेत्र भत्ता जस्ता स्वीकृत कट्टीहरू घटाइन्छ। स्लाब र कट्टी सीमा प्रत्येक आर्थिक वर्षमा परिवर्तन हुन सक्छन्।

प्रयोग विधि

आफ्नो मासिक आधारभूत तलब, भत्ता, वार्षिक बोनस, निवृत्तिभरण योजना, बीमा र अनुदान प्रविष्ट गर्नुहोस्। हाल चालू आर्थिक वर्षको आधिकारिक स्लाब तालिका प्रमाणित नभएसम्म, उपकरणले अनुमानित नतिजा नदिई सो कुरा स्पष्ट रूपमा जनाउँछ।

FAQ

Why can't I get a tax estimate right now?: We haven't yet had an administrator verify the current fiscal year's official tax-slab table against an Inland Revenue Department or Finance Act source. The tool tells you honestly that no verified slab table exists yet, rather than estimating from an unsourced number.
What's the difference between TDS and my final annual tax?: TDS is the monthly amount your employer withholds and deposits with IRD on your behalf, based on your estimated annual tax spread across the year. Your actual liability is finalized at year-end and can differ slightly from the sum of monthly TDS deductions.
Why is the first tax band waived for SSF contributors?: Nepal's first income-tax band is a 1% Social Security Tax. SSF (Social Security Fund) contributors already pay into the same social security system through their SSF contributions, so this band is waived (0%) for them to avoid taxing the same purpose twice.
Does the resident-woman rebate apply to any income?: Only when the taxpayer is a resident woman whose taxable income consists entirely of remuneration/employment income. If you have other (non-employment) income, the rebate does not apply — the calculator will tell you why via a warning.
Who has final authority on my actual tax liability?: The Inland Revenue Department (IRD). This calculator is always an informational estimate, never an official tax assessment or filing.